Maryland Boat Insurance

Maryland - the land of succulent crab cakes, Terrapins, fresh seafood, and of course, boating in the Chesapeake. NBOA Marine Insurance understands the needs of Maryland boat owners by knowing what perils are specific to the Old Line State. Flooding, Nor'easters and Hurricanes, ice and freezing damage, submerged objects, and others make Maryland boating a unique area of the country, which requires a customized boat insurance policy.

• Hurricanes and other named windstorms, although less common than in other southern states, do occur in Maryland. Be sure your vessel is protected from both hurricanes and Nor'easters.
• A separate windstorm deductible may apply in the event your vessel is damaged in a hurricane.
• Ice and freezing damage is a big concern in the area. Check your policy to make sure damage from this peril is covered.
• In some cases, damage from ice and freezing may be excluded if your vessel is not properly winterized
• A credit may apply if your boat is laid-up for the winter months. The longer the layup, the greater the credit.
• Be sure to check your navigation limits. Some policies restrict boating to inland lakes and rivers only, while others may restrict your navigation only to the Chesapeake Bay. If you plan to travel outside this area, check your policy before you set out. Navigation extensions can be added to suit your needs.
• Hail damage is a big concern in Maryland. Be sure your policy covers damage resulting from hail storms.
• Be sure damage to your electronics and other equipment is covered in the event of a lightning strike.
• Boating in Maryland can get a relaxing and rewarding experience. NBOA Marine Insurance wants you to be as safe and carefree as possible while on the water. Please take note of the specific perils that Maryland and the surrounding area present, so you can maximize your boating time. For more information about boat insurance, contact an experienced agent at NBOA Marine insurance at 1-800-248-3512 or complete a free boat insurance quote online.

Boating in Maryland can get a relaxing and rewarding experience. NBOA Marine Insurance wants you to be as safe and carefree as possible while on the water. Please take note of the specific perils that Maryland and the surrounding area present, so you can maximize your boating time. For more information about boat insurance, contact an experienced agent at NBOA Marine insurance at 1-800-248-3512 or complete a free boat insurance quote online.e.