BOATERS BLOG
Wisconsin, with sprawling lakes, winding rivers, and coastlines on two Great Lakes, offers a boating enthusiast an unforgettable journey through scenic beauty and tranquil waters. This Midwestern state boasts a unique collection of boating locations that cater to all, whether you’re a seasoned sailor, a fishing aficionado, or a leisurely cruiser. From Milwaukee and Madison to Green Bay and Waupaca and Wisconsin Dells, discover the best boating spots and brush up on key boating laws to ensure your Wisconsin voyage is a success. The experts at NBOA have the ultimate guide to experiencing the best of Wisconsin boating.
Know Before You Go
Before you set sail, it’s important to review the state’s boating laws. Wisconsin laws, like those in other states, are in place to ensure everyone’s safety and enjoyment. Key regulations include:
- Boating Under the Influence: In Wisconsin, it is illegal to operate a boat while under the influence of alcohol or drugs. It is also illegal to attempt water skiing or other watersports after drinking or using drugs, as these substances hinder balance, vision, concentration, judgment, reflexes, etc.
- Boating Education: For those born on or after January 1, 1989, you must complete a Wisconsin boating safety course, or for out-of-town boaters, carrying an out-of-state equivalent is sufficient. You must be at least ten years old to operate a motorboat and accompanied by an adult, at least 18 years old, who holds a valid Wisconsin boat safety certificate. Anyone 12 years old and older may operate a motorboat without an adult present once they have completed a Wisconsin boat safety course.
- Life Jackets: Every boat cruising or sailing in Wisconsin must have a U.S. Coast Guard-approved life jacket for each individual on board. Children under the age of 13 must wear a life jacket at all times when the boat is moving. Additionally, if your boat is over 16 feet, you must be equipped with at least one USCG-approved throwable device.
- Speed Limits: It’s always crucial to pay attention to markers and buoys in the water dictating important water traffic information, such as slow-no-wake zones. However, every Wisconsin boater should know that slow-no-wake zones begin 100 feet from any shoreline, pier, dock, raft, swimmer, restricted area, moored boat, or patrol boat displaying emergency lights.
- Registration: All motorboats and sailboats over 12 feet in length must be registered in Wisconsin, except those covered by a federally documented registration. Boat owners must have their Wisconsin Certificate of Number, or registration card, on board and handy at all times. Both the registration number and expiration decals must be displayed on the watercraft according to Wisconsin state regulations.
- Mufflers and Noise Levels: Wisconsin law states that it is illegal to operate a motorboat in a manner that exceeds a noise level of 86 decibels measured from a shore or another vessel. This ensures that drivers, operators, and captains can hear critical sound signals.
- Water Skiing: In Wisconsin, there must be at least two people in the boat when pulling a skier: one to operate the watercraft and the other to observe the skier. A wide-angle rearview mirror is also required for the driver or captain to view the skier if a second person isn’t available. You may not tow a skier or other water sport athletes between sunset and sunrise.
- Navigation Lights: All vessels are required to display white navigation lights between sunset and sunrise and during periods of restricted visibility, such as fog or heavy rain. Navigation lights should be visible from all directions.
Will You Need Wisconsin Boat Insurance?
In Wisconsin, boat insurance is only required by law if you own a commercial fishing boat or if your lending institution or marina requires proof of insurance to offer financing or utilization of a dock. Wisconsin boat insurance is highly recommended for all boat owners in Wisconsin as it can potentially protect you from high costs due to the following:
- Liability: If you are at fault in an accident and are held liable for damage or injury costs.
- Damage to Your Boat: If your boat is damaged or destroyed in an accident, natural disaster, or theft.
- Medical Payments: If you or your passengers are injured in a boating accident.
- Uninsured/Underinsured Boaters: If you are involved in an accident caused by another boater who does not have sufficient insurance.
A Boating Paradise: Top Ten Wisconsin Locations
With its numerous lakes, rivers, and shorelines along Lake Michigan and Lake Superior, Wisconsin offers some of the best boating experiences in the United States. Check out our top ten favorite places to go boating in Wisconsin.
- Chain O’Lakes: Located in Waupaca, Chain O’Lakes is comprised of 22 glacier-made spring-fed lakes and is the state’s sweet spot for kayaking, canoeing, and motor boating. When you’re ready to dive into the emerald water, don’t miss hidden swimming spots such as Marl Lake Dock, Government Island, and Hartman’s Creek Beach.
- Lake Geneva: Lake Geneva is known for its clear water and beautiful scenery surrounding homes and resorts. Located in southeastern Wisconsin, you’ll be a short distance away from Gilded Age mansions, local beaches, state parks, and the 19th-century Black Point Estate and Gardens.
- Green Lake: If fishing, sailing, or watersports is up your alley, Green Lake is calling your name. The deepest inland lake in Wisconsin offers the best conditions for these boating activities and is centrally located within the state.
- Lake Michigan: The Wisconsin shoreline along Lake Michigan offers some incredible boating experiences, particularly around the Door County peninsula, which is often referred to as the “Cape Cod of the Midwest.” Enjoy charming lighthouses, stunning bluffs, and picturesque waterfront towns.
- Lake Superior and the Apostle Islands: The largest of the Great Lakes, Lake Superior offers an expansive boating area, including the Apostle Islands National Lakeshore. With 21 islands and 12 miles of mainland coast, you will find an array of unique opportunities for sailing, cruising, and kayaking.
- Madeline Island: The largest of the Apostle Islands, Madeline Island offers scenic beauty and historical landmarks. The island is known for its marinas, campgrounds, and miles of beaches and trails, offering travellers a well-rounded adventure both on and off the water.
- Sister Bay: Whether you’re looking for an adrenaline rush or a relaxing and serene afternoon, all types of watersports and activities are found on Sister Bay. Adored for its stunning scenery and lovely marina, you’ll find sailboats, pontoon boats, speedboats, jet skis, and more zipping around the bay.
- Lake Winnebago: As the largest inland lake in Wisconsin, Lake Winnebago is bursting with fish and other wildlife. Bring your binoculars and walking shoes as this lake is surrounded by several parks and wildlife areas, which enhance its already exceptional natural beauty. Lake Winnebago is also a popular destination for motorboats, fishing boats, and sailboats.
- The Wisconsin River: This river runs across the entire state and is a boater’s delight. Be sure to explore the Dells of the Wisconsin River to admire the awe and wonder of glacier-carved sandstone formations and take advantage of its outdoor recreation activities.
- Minocqua Lake: Dubbed “Nature’s Original Water Park,” Minocqua Lake has 1,360 acres of water for boaters who visit from all across the U.S. It’s the perfect boating destination for cruising, skiing, wakeboarding, towable toys, and more. If you find yourself travelling here for an extended getaway, check out the many other stunning lakes, rivers, and streams in Minocqua.
No matter where you choose to embark on a boating adventure in Wisconsin or what time of year it is, always check local weather conditions, specific area regulations, and available amenities before heading out. With safety in mind and careful planning, your Wisconsin boating experience will be filled with breathtaking views, thrilling water activities, and memorable moments. For extra peace of mind, both on and off the water, contact your friends at NBOA and inquire about a free marine insurance quote today.